LIFE EVENTS

Life Events are defined by the Internal Revenue Service, and they specify when employees can make changes to their benefits other than during annual enrollment. There are quite a few Life Events (see below). The Benefits Service Center (1-877-780-4473 and www.hisdbenefits.org) can assist you with Life Events changes but you must make them within the 31 days following each Life Event.

Employment

  • Your spouse gains benefits

  • Your spouse loses benefits

  • Spouse enrollment period is different from HISD's

  • You leave HISD

  • Benefits portability and conversion

  • View the forms you need to get you started

Cobra rates

Cobra rates w/2% fee
Clinics

Health & Wellness Clinic
Employee: $34.03
Employee + Spouse: $44.99
Employee + child(ren): $44.99
Employee + family: $44.99

Dental

HMO
Employee: $15.51
Employee + Spouse: $29.52
Employee + child(ren): $29.52
Employee + family: $37.93

PPO
Employee: $42.01
Employee + Spouse: $83.23
Employee + child(ren): $83.04
Employee + family: $129.88

PPO Buy-up
Employee: $46.57
Employee + Spouse: $92.27
Employee + child(ren): $92.04
Employee + family: $143.98

Managed Cost Dental
Employee: $5.10
Employee + Spouse: $10.20
Employee + child(ren): $10.20
Employee + family: $10.20

Medical

Charter Select
Employee: $649.47
Employee + Spouse: $916.39
Employee + child(ren): $896.64
Employee + family: $1,058.43

Charter Basic
Employee: $687.07
Employee + Spouse: $941.09
Employee + child(ren): $923.16
Employee + family: $1,114.29

Charter Plus
Employee: $730.91
Employee + Spouse: $1,026.06
Employee + child(ren): $1,001.88
Employee + family: $1,259.88

Nexus Basic
Employee: $691.40
Employee + Spouse: $965.37
Employee + child(ren): $945.68
Employee + family: $1,155.90

Nexus Plus
Employee: $739.62
Employee + Spouse: $1,058.84
Employee + child(ren): $1,032.24
Employee + family: $1,316.07

Choice HDHP
Employee: $719.24
Employee + Spouse: $1,121.61
Employee + child(ren): $1,090.46
Employee + family: $1,423.70

Choice
Employee: $795.62
Employee + Spouse: $1,244.36
Employee + child(ren): $1,205.80
Employee + family: $1,575.70

Vision

Vision Basic
Employee: $3.73
Employee + Spouse: $7.06
Employee + child(ren): $7.38
Employee + family: $13.78

Vision Plus
Employee: $5.82
Employee + Spouse: $11.56
Employee + child(ren): $12.13
Employee + family: $18.60