• FLEXIBLE SPENDING ACCOUNTS

FAQ's

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  • Do the Healthcare FSA, Day Care FSA, Limited Purpose FSA, and HSA funds roll over from year to year?

  • Over-the-Counter (OTC) Drugs and Medicines without Prescription (section 3702)

  • You may have money left in your FSA! Don't forget to use your funds and submit eligible claims. For details, view this PDF.
     


    dad and son in bicycle

    The simple way to save for health and dependent care expenses is with ZyneraHealth, your Flexible Spending Account (FSA) administrator.

    Health Care FSA

    • Contribute pretax dollars from your paycheck, up to the 2025 Internal Revenue Service (IRS) limit of $3,300.*
    • Your annual election is funded 100% on your first day of eligibility, and covers eligible healthcare expenses for you, your spouse and/or your tax dependents such as:
      -Copays, coinsurance, and deductibles
      -Dental expenses like orthodontia, crowns, and bridges
      -Vision expenses like LASIK eye surgery, glasses, and contacts
      -Prescription drugs and over-the-counter (OTC) items**

     

    Dependent Care FSA

    • You can contribute pretax dollars from your paycheck, up to the IRS limit of $5,000.*
    • Your annual election is funded on a prorated basis each pay period (not 100% on Day1 like an FSA).
    • Funds are for your dependent(s) age twelve or younger, or a spouse or dependent incapable of self-care.
    • Funds pay for eligible child and adult care expenses, such as daycare, preschool and nursery school, in-home aid, and more.
    • Create a lump sum reimbursement that direct deposits every pay period into your bank account.

     

    Limited Purpose FSA

    • You can contribute pretax dollars from your paycheck, up to the Internal Revenue Service (IRS) limit of $3,300.*
    • Your annual election is funded 100% on your first day of eligibility, and covers eligible healthcare expenses for you, your spouse and/or your tax dependents such as:
      -Copays, coinsurance, and deductibles for Dental and Vision expenses only.
      -Dental expenses like orthodontia, crowns, and bridges
      -Vision expenses like LASIK eye surgery, glasses, and contacts.

     

    Payments Made Easy
    Paying for eligible expenses is simple:

    • Use the ZyneraHealth MasterCard®:  Your ZyneraHealth (HISD) debit card automatically pays for FSA-eligible healthcare expenses.
    • Pay yourself back: Pay for eligible expenses with cash, a check, or your personal debit/credit card. Then submit a claim to pay yourself back. Receive direct deposit reimbursements into your checking or savings account in 24 hours or less.
    • Pay your provider: Use ZyneraHealth’s online member portal or mobile app (Summit) to pay your provider directly from your account.

     

    Member Portal Registration & Plan Resources

    For additional information such as how to register your member account, information about eligible expenses, instructions on how to pay claims and more, visit https://hisd.zynerahealth.com/ to get started.